Our Title Services
Maine Title understands the complexities of clearing a title and the importance of closing a sale or refinance in a timely manner. We offer the following services to our growing client base.
Title Searches and Abstracting Services
Over the years, a home—and the land it stands on—may go through several ownership changes. The “chain of title” describes the history of ownership and lists each person or entity that once owned the land and/or building.
Maine Title Services is proud to offer:
- Title Searches and Examinations
- Title Insurance Commitments
- Current Owner Searches
- Tax Lien Searches
Title insurance protects the lender and owner from unexpected problems that may arise in the title chain. For example, there may be unpaid real estate taxes or other liens. When the title was transferred in the past, someone may have forged a signature or written an improper property description. Title insurance covers the insured party for any claims and legal fees that arise out of such problems.
Maine Title Services provides title insurance to lenders, borrowers, and buyers of real property. We are happy to provide quotes upon request.
FAQs Title Insurance
Maine Title Services provides full title and closing services including mobile closings (we will come to a location of your choice at any time day or night), mail-away and courier closings, cash closings for residential and commercial purchase and sale transactions and refinancing transactions. Our experienced staff prepares, reviews, and explains each and every document, so your transaction closes successfully.
Maine Title Services also offers sample HUD preparation of closing costs and lender’s charges.
As a licensed Escrow Agent, Maine Title Services is able to hold deposits and disburse them at the proper time to the proper recipient(s). If Maine Title is your escrow agent, your escrowed funds will remain safe and accountable at all times.
Maine Title offers a free notary service that ensures the proper individuals sign your documents, and there is no fraud being committed.
Electronic Recording Services
Maine Title Services arranges and tracks the recording of all instruments with the appropriate statewide offices.
Do you have a question about your title or closing? Feel free to email or give us a call. We’ll gladly answer your question or refer you to someone who can.